Personal Savings
Regular Savings Account
Using this account is a convenient way to set money aside for the future.
Features
- Free Online Banking
- E-Statements
- No minimum balance required
- Interest earned on average daily balance
- Interest is compounded and paid monthly***
- Allowed three free debits per month
- Additional debits are $1.00 each**
- Transaction Limitations****
Monthly Service Charge Schedule**
Minimum Balance
- Over $100.00 - No Charge
- Below $100.00 - $5.00 Charge
** Service charges are subject to Iowa State and Local Sales Tax.
*** Interest rates on these accounts are subject to change without notice. All interest rates are available on request.
****No more than six transfers and withdrawals, or a combination of such transfers and withdrawals, per calendar month or statement cycle, to another account (including a transaction account) of the depositor at the same institution or to a third party by means of a preauthorized or automatic transfer, or telephonic (including data transmission) agreement, order or instruction, or by check, draft, debit card, or similar order made by the depositor and payable to third parties.
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The applications are in Adobe Acrobat® (PDF) format and require Acrobat Reader. If you do not have Adobe installed, please click on the icon for a free download. |
Money Market Investment Account
This popular interest-bearing account offers high yields with interest on your average daily balance over $2,500.
Features
- Free Online Banking
- E-Statements
- Check Imaging
- Tiered Interest Rates
- Interest is compounded and paid monthly***
- Transaction Limitations****
Monthly Minimum Balance Service Charge Schedule**
Minimum Balance
- Over $2,500 - No Charge
- Below $2,500 - $5.00 and interest will be computed at the Now Account interest rate.
** Service charges are subject to Iowa State and Local Sales Tax.
*** Interest rates on these accounts are subject to change without notice. All interest rates are available on request.
****No more than six transfers and withdrawals, or a combination of such transfers and withdrawals, per calendar month or statement cycle, to another account (including a transaction account) of the depositor at the same institution or to a third party by means of a preauthorized or automatic transfer, or telephonic (including data transmission) agreement, order or instruction, or by check, draft, debit card, or similar order made by the depositor and payable to third parties.
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The applications are in Adobe Acrobat® (PDF) format and require Acrobat Reader. If you do not have Adobe installed, please click on the icon for a free download. |
Health Savings Account
Using this account is a great way to receive a tax advantage to offset health care expenses for qualified individuals.
Features
- Free Online Banking
- E-Statements
- Tiered Interest Rates***
- Interest is compounded and paid monthly***
- $1.00 minimum balance
- Unlimited check writing for qualified medical expenses
- HSA Shazam®Chek Debit Card available
- Free Statement Snapshots
- Monthly Statements
- Check Imaging
Benefits of an HSA
- Savings Growth - savings tool with investment growth
- Flexible - pay current medical expenses or save for future needs
- Tax savings - tax-deductible contributions, tax-deferred earnings, tax-free withdrawals (if used properly)
- Ownership - HSA funds carry over from year to year
- Portable - your HSA stays with you, regardless of change in coverage or employment
***Interest rates on these accounts are subject to change without notice. All interest rates are available on request.
